Introduction: The Silent Thief on Your Phone Imagine this: You download a banking app that looks exactly like your real bank’s app. You try to log in—and just like that, your account is compromised. In 2025, this is the everyday story of thousands of Nigerians who fall victim to fake banking apps . These apps are cleverly disguised clones, designed to steal your login details, intercept SMS OTPs, and gain full access to your bank account. The worst part? Many victims don’t even know what hit them until their balance hits zero. In a digital economy where mobile transactions dominate and app downloads are routine, fake apps have become one of the fastest-growing fraud threats in Nigeria. This guide will show you how fake banking apps work, how to spot them, and how to protect yourself —even if you're not tech-savvy. 🧠 How Fake Banking Apps Work 1. Cloning Real Bank Interfaces Scammers often cl...